His favorite little one was in a line at “It’s a Small World” (sorry for putting that song in your head for the rest of the day) She was about 2 and crying. She looked over her Daddy’s shoulder and saw dh. She immediately stopped crying and said “Papa Noel!” Then held her arms out to him. The family was there from France and spoke very little English, but managed to convey they wondered if he’d hold her for a minute to help calm her fears of the ride. He did and she quickly fell asleep on his shoulder. He then gave her back to her parents. It seems the trip from France had been just too much for the toddler. He still talks about that gorgeous little girl and she’s a teenager by now.
So do I include the mortgage as part of the Snowball calculator? Or does that go onto the zero-based budget instead?